Jacob Spence

The holiday season ahead is often filled with milestones: engagements, new babies, first homes, and family traditions passed down. November is a good time to think about the people who depend on you. Exploring life insurance can be a natural next step for the people you're building a life with. If your family has grown or changed this year, I'd be happy to meet with you in Shelbyville and talk through your options

At our agency, we are passionate about delivering exceptional service to all our customers. We specialize in providing professional risk management recommendations for you. Along with an array of other services, we offer:

Auto Insurance

· Personal

· Commercial

· Antique/Classic

· Fleet

Property Insurance

· Homeowners

· Condo

· Renters

· Farm/Ranch

· Rental Dwelling

· Dwelling under construction

Financial-Services

· IRA’s

· Life insurance

· Annuities

Health Insurance

· Disability

· Hospital Supplement

Commercial Insurance

· Workers Comp

· Business Insurance

· Contractors Policy

While Shelbyville is our home, we proudly serve all of Bedford County and the surrounding areas.

Our commitment extends beyond our customers; we strive to enhance our community through dedicated service and leadership. We aim to create a place that future generations will be proud to call home.

State Farm awards: Honor Club (2023, 2024, 2025) - Ambassador Club (2023, 2024, 2025)

Frequently Asked Questions (FAQs)

Q: What's an effective way to get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Jacob works with Shelbyville residents to find coverage that fits.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. For personalized coverage in Shelbyville, TN, reach out to Jacob.

Q: What are the insurance requirements on a leased car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Connect with Jacob for insurance guidance in Shelbyville.

Q: How would you explain renters insurance?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. In Shelbyville, you can count on Jacob for personalized service.

Q: What should I know about life insurance?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Jacob is here to help your Shelbyville household feel covered.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, personal property, personal liability, and additional living expenses after a covered loss. Looking for coverage? Talk with Jacob about your options in Shelbyville.